One circular.
The right branches.

Region-specific and branch-specific notices delivered to the right geographies, in the right languages, with read tracking, acknowledgement, and evergreen inclusion of new joiners. Built for Branch Banking, Retail Operations, Regional Heads, and Circle Managers.

Circular Distribution LIVE DISPATCH
📩 Branch Circular
Revised cash-handling limits, Western region
Effective: Apr 01 · Audience: 342 branches across MH, GJ, GA
📍 Dispatched to regions 342 branches
Mumbai 87
Pune 54
Surat 38
Nagpur 42
Ahmedabad 61
Acknowledgement by region
🇮🇳Maharashtra
94%
🇮🇳Gujarat
89%
🇮🇳Goa
97%
Translated live
🇮🇳 Marathi 🇮🇳 Gujarati 🇮🇳 Konkani EN
Evergreen mode
New branch joiners in MH, GJ, GA auto-receive this circular on day one.

Mumbai's circular shouldn't land in Hyderabad's inbox.

Circulars are precision communication. A revised cash-handling limit for the Western region is not a policy for Technology in Bangalore. A service advisory for Kerala branches means nothing to Punjab. And a regional festival holiday announcement sent to every branch is just noise that trains everyone to ignore the next circular.

Branch Circulars on PolicyCentral.ai let operations and regional heads target by geography, role, and branch type, in the regional language, with proof of who received it and acknowledgement from every branch manager, without cc'ing ten thousand inboxes.

At a large retail bank

Thousands of branches. One dispatch. Zero wrong recipients.

A large private-sector bank or NBFC operates branches in every state. Regional heads, circle managers, and operations teams push dozens of circulars every month: regulatory updates for specific products, operational changes in a geography, festival holidays, service advisories, fraud alerts, new product launches limited to a pilot region.

If every circular goes to every branch, branch managers tune out. If circulars go only to some branches but nobody can prove which, the auditor finds the gap. The right answer is precision targeting with proof, the exact branches, in their language, with acknowledgement by branch manager.

That's what Branch Circulars on PolicyCentral.ai look like. The same platform that already runs the bank's policy library, just used for geography-first, time-sensitive content.

Capabilities that play a critical role
in branch distribution.

Location-based targeting, synced with HRMS.

Target a circular to a state, a zone, a circle, a branch type, a specific set of branches, or individual branches by name. Audience fields pull from Active Directory or the HRMS, so when a branch opens, closes, or moves zones, the targeting stays accurate without manual maintenance.

Explore Distribution & Targeting
Audience, Western Region
State: Maharashtra State: Gujarat State: Goa State: Rajasthan State: MP
Branch type: Retail Branch type: Priority Branch type: Wealth
Role: Branch Manager Role: Teller Role: Cashier
Matches342 branches · 4,127 employees

Regional languages, what the region actually reads.

A Marathi circular for Maharashtra. Gujarati for Gujarat. Tamil for Tamil Nadu. Ten Indian languages, auto-translated and reviewable by a regional coordinator before it goes live. Branch staff read in their first language, comprehension up, compliance friction down.

Explore Translation
Languages auto-prepared 10 LIVE
🇮🇳
Marathi
नकद हाताळणी मर्यादेचा नविन नियम
READY
🇮🇳
Gujarati
રોકડ હેન્ડલિંગની મર્યાદા સુધારો
READY
🇮🇳
Hindi
नकद संचालन की नई सीमा
READY
🇬🇧
English
Revised cash-handling limits
READY

Evergreen inclusion, for every new joiner, forever.

A branch manager joins the Pune region in June. They automatically receive every currently-live Western-region circular on day one, the cash-handling advisory from April, the regional festival calendar, the Diwali branch timing notice. No chasing HR, no missed onboarding doc. The circular audience auto-maintains.

Explore Evergreen Mode
New joiner, Pune Region, June 4
Cash-handling limits (Apr)
Auto-sent · acknowledged
Festival branch timings
Auto-sent · acknowledged
Fraud alert, W-region
Pending acknowledgement

Branch-level acknowledgement dashboard.

See which branches have read and acknowledged, which haven't, and where to escalate. Sort by region, circle, or branch type. Resend-to-unread only pings the stragglers; branch managers who already signed don't get re-notified.

Explore Tracking & Reporting
Acknowledgement, by city
Mumbai
96%
Ahmedabad
91%
Pune
88%
Nagpur
62%
Surat
94%

White-label mobile app with push.

Branch managers and tellers live on their phones, not desktops. PolicyCentral.ai's Android and iOS apps go out under your organisation's branding, from your enterprise app store accounts. A Sunday-night cash-handling advisory push-notifies every branch manager, and lands before Monday's shift begins.

Explore Employee Portal & Mobile App
8:42 PM📶 🔋
YOURBANK now
Revised cash-handling limits
Effective tomorrow. Acknowledge before branch open.
LIVE

Personalisation per branch, correction per message.

Mail-merge every circular by branch name, manager name, state-specific dates, or any HRMS field, in a single dispatch. And when a figure goes out wrong, which it will, recall or edit in one click. Resend-to-unread chases only those who haven't opened it. No apology thread, no confusion about which version is live.

Explore Publisher Controls
Mail-merge preview
Template
Dear {Branch Manager}, please note revised cash-handling limits effective {Date} at {Branch City}.
Rendered for Ramesh Shah, Ahmedabad
Dear Ramesh Shah, please note revised cash-handling limits effective 01 May 2026 at Ahmedabad.
Figure off? Edit once. Resend only to those who haven't seen it.

Real moments. Right branches.

Five situations regional operations teams face every week.

A Western-region cash-handling revision

Regional operations publishes at 10 AM. Targeted at 342 retail branches in MH, GJ, GA. Translated to Marathi, Gujarati, Hindi. By EOD, 94% of branch managers have acknowledged. Three lagging branches auto-escalated to their Circle Head.

Location targeting → Translation → Acknowledge → Escalation

A fraud alert for Tier-2 branches only

A new fraud pattern surfaces at Tier-2 branches in the North. A sharp one-pager goes only to Tier-2 branch managers in UP, Bihar, MP, Rajasthan, in Hindi, with a mandatory acknowledgement. Metro branches don't get the noise; the target list is provable.

Branch-type filter → Regional language → Mandatory ack

Festival holiday branch timings

State-specific festival holidays differ across India. One circular, state-variant content, Onam for Kerala, Bihu for Assam, Pongal for Tamil Nadu. Every branch gets the right version for its state, personalised with the branch name.

State-based targeting → Mail-merge → Regional calendar

A new branch opens in June

The moment the branch is added to HRMS with its zone and state, every currently-live circular for that region is delivered to its manager, the pending cash-handling advisory, the open festival timings, the active fraud alerts. Day-one readiness without a manual handover list.

Evergreen inclusion → HRMS sync → Zero manual onboarding

The audit asks: "Which branches acknowledged the fraud alert?"

Compliance filters by circular + region + date range. One CSV export: branch name, manager name, acknowledgement timestamp, e-signature method. The two branches that didn't acknowledge are surfaced with their escalation history.

Audit trail → filterable export → Exception surfacing

From "cc to all branches"
to precision dispatch.

1

Targeting precision

From cc-everyone noise to the exact branches, exact roles, exact language.

2

Regional reach

From English circulars nobody reads to ten Indian languages per dispatch.

3

Auditability

From "we sent an email" to branch-level acknowledgement with timestamps, exportable.

Live Customers
HDFC Life
Kotak Mahindra Bank
Arohan Financial Services
SBI Life Insurance
L&T Financial Services
Reliance Nippon Life Insurance

Ready to see one circular land in the right branches, and nowhere else?

Bring a recent circular and the list of branches it was meant for. In 20 minutes we'll show you what targeting, regional translation, and branch-level acknowledgement would look like for your next dispatch.

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