Plain-language decodes of the RBI rules that matter, wired to an enforcement-action tracker of what the regulator has actually penalised banks and NBFCs for. Built for compliance, risk and audit teams. Linked to the source, honest about scope, not legal advice.
Each theme is a hub: the rules that apply, who they bind, and the enforcement actions behind them. We're building the repository theme by theme, working backwards from what RBI actually penalises.
The 2026 entity-class Directions, who they bind, and what RBI has penalised.
Open the hub LivePeriodic updation, risk re-categorisation, and timely CKYCR uploads.
Open the hub LiveUnauthorised-transaction reversals, charges transparency, BSBD, DEA Fund.
Open the hub LiveExposure norms, approvals, disclosures and regulatory returns.
Open the hub LiveRate disclosure, sanction letters, charges, and the Board review of FPC compliance.
Open the hub LiveThe 26 per cent shareholding and 30 per cent board thresholds, and the approval that must come first.
Open the hubAccurate, timely reporting to CICs and CRILC.
What can and cannot be outsourced, and governance of providers.
The enforcement tracker lets you filter RBI actions from FY25-26 onward by reason, entity type, theme and how preventable they were with a policy-distribution layer. Start with the patterns most relevant to your institution.
Explore the trackerMost penalties are last-mile execution failures: a rule known at HQ but not distributed, acknowledged, or reviewed on cadence down to the branch. See how PolicyCentral.ai closes that gap, on your own data.
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